Credit cards can save you money if used wisely!
Yes, it is true you can save a lot of money by using credit cards. There are different types of credit cards are available in the market with different features and benefits. These cards provide the facility for shopping online or offline without having money in your bank account.
Most people use credit cards unnecessarily, they purchase useless things and get under debt of credit cards. If we speak in our Hindi language then the actual meaning of credit card is “Udhaar”, which means indirect debt on you.
But these are some wise people they use the credit card for saving money. There are many credit cards available in the market which provide cashback in the form of real money on each transaction. By smartly using these cards you can save a lot of money.
For Example, You need a laptop worth 70,000, then it is your asset and you need it without any compromise. Then in this case you can save money by using Credit Card free EMI plans, you will save money not only in the form of cashback but also in the form of Interest which will get from your money in your bank account. You just need to keep your 70,000 in your bank and purchase a laptop on EMI, you will get the Interest from your money in the bank each month.
Today in this post we have sorted some credit cards which can surely save your money on each transaction.
- Amazon Pay Credit Card
- Flipkart Axis Bank Credit Card
- Paytm First Credit Card
- Axis Bank Freecharge Credit Card
Amazon Pay Credit Card: Amazon Pay provides a lifetime free credit card in collaboration with ICICI bank for Amazon users. This credit card provides reward points on each transaction in the form of money in your Amazon Pay wallet, which can you use on your Amazon account. Amazon Prime users can get 5% cashback on Amazon and 1% on other offline outlets or online stores. And non-Amazon Prime users can get 3% cashback on Amazon and 1% on other offline outlets or online stores.
Flipkart Axis Bank Credit Card: Flipkart also provides a credit card in collaboration with Axis Bank for Flipkart users. This credit also provides reward points, 5% for shopping on the Flipkart website. This card also provides a ₹ 3000 welcome bonus for its users. This credit card is not free it will cure a ₹ 500 + GST each year, but if you will shop more than ₹ 2 Lack in one year then your fee will be waived off.
Paytm First Credit Card: Paytm provides an international Paytm First credit card in collaboration with Citibank for Paytm users. This card provides 5% cashback on all spending on Paytm Mall, 2% cashback on all flight bookings, 3% cashback on all spending done on the Paytm app and website, 1% cashback on all other spendings.
Axis Bank Freecharge Credit Card: Freechare also provides a 4. Axis Bank Freecharge Credit Card with the collaboration of Axix bank. This credit card provides 5% cashback on all spending on Freecharge, 2% cashback on Ola, Uber, and Shuttl, 1% Cashback on all other Spends. This card also provides a Worth Gift Vouchers worth ₹ 700 on card activation.
These were the top 4 credit cards that provide rewards on every transaction. You can apply for these cards on the website which provides these cards. Apply for these cards and enjoy saving on your all spendings.